FAB Balance Check: Mobile, Online, ATM & SMS

Are you an account holder at FAB in the UAE and looking for a quick way to check your balance? No worries! First Abu Dhabi Bank (FAB), the UAE’s largest and most secure bank, provides multiple and easy FAB Balance Check solutions to its customers.

Whether you are tracking expenses, planning your budget, or managing your salary or business account, staying updated on your finances is essential. With multiple balance check options like online banking, the FAB Mobile App, SMS alerts, and ATMs, you can keep track of your income and expenses conveniently. Our step-by-step guide will lead you to simple and easy ways to check your FAB balance, keeping control over your finances anytime, anywhere.

What’s First Abu Dhabi Bank (FAB)?

FAB is known as the largest and most trusted bank in the UAE that provides several secure and user-friendly banking solutions. The bank was formed in 2017 after the merger of the First Gulf Bank (FGB) and the National Bank of Abu Dhabi (NBAD). With a range of personal and business banking solutions, FAB has upgraded banking services into modern digital services with easy access for all.

FAB provides a spectrum of financial solutions like accounts, loans, credit cards, and business banking with great rewards, cashback, and travel perks through easy digital banking via its mobile application and Internet banking, along with an ATM and the right branch network across the UAE. FAB ensures the whole banking experience remains safe and smooth with 24/7 customer care. Now, checking your FAB balance takes very little time through mobile, online, ATM, or SMS.

What is meant by FAB bank balance check?

It is a service that allows you to check your account balance and transaction history both online and offline. This service makes money management easier by tracking your FAB account’s income and expenses through real-time balance updates.

List of All FAB Balance Checking Methods in UAE

FAB customers have multiple digital options to check their FAB Bank balance online and offline

FAB Online Banking (Official Website)
FAB Mobile Banking App
ATM Balance Inquiry
SMS Banking
Phone Banking (Customer Care & Support)
FAB Payit App
FAB Branch Visit

Now, let’s explore how to check your balance using each method, following the easy steps. An deep insight into FAB balance checking methods can help you to pick up the most convenient one for you.

Best and Easiest Ways to Check Your FAB Account Balance (for Native Users)

Based on experience and customer feedback, we have designed a table for you to compare the best and easiest ways to check FAB account balance. It helps you choose the fastest, safest, and most convenient method based on your requirements.

Method	Type	Cost	Best For	Why is it Good?	Rating
FAB Online Banking (Official Website)	Digital	Free	Checking account balance on computer	Complete account details, easy to use	⭐⭐⭐⭐⭐
FAB Mobile Banking App	Digital	Free	Fast and easy balance check	Most secure, convenient, and instant access	⭐⭐⭐⭐⭐
ATM Balance Inquiry	Physical	Free at FAB ATMs; charges may apply at non-FAB ATMs	Offline balance check	Quick and easy, but requires a physical visit	⭐⭐⭐⭐
SMS Banking	Mobile	Standard SMS Charges apply	Quick balance verification	No Internet needed, instant response	⭐⭐⭐⭐
Phone Banking (Customer Care & Support)	Phone	Charges apply as per location	Talking with the customer representative	Not time-saving, but very helpful due to need-based human support	⭐⭐⭐
FAB Payit Wallet App	Mobile	Free	User of FAB Payit Wallet for payments	Good only for wallet users; not that great for others	⭐⭐⭐
FAB Branch Visit	In Person	Free	Those who want personal assistance	Very slow, but might be useful in case of ambiguities	⭐

FAB Balance Check for International Customers

Here is a simple and quick way to check your FAB account balance from abroad.

Method	Steps	Best For
Online Banking (Best for detailed info)	Click on FAB Online Banking and log in. Navigate through the menu to ‘Accounts’. Check on the balance.	For complete account statement
Mobile Banking App(Fastest)	Download the FAB Mobile App and log on with your customer ID & password to see the home screen or the ‘Accounts’ section to view account balance.	Simple and secure balance check anytime
ATM Balance Inquiry(For travellers)	Use an international ATM compatible with FAB cards. Insert the card; then enter the PIN. Select Balance Inquiry, and your balance will show on your screen.	Check the balance while travelling.
SMS Banking(Fastest without internet)	Make sure SMS Banking is activated. Type in BAL [last 4 digits of account] and send to FAB’s number 2121 for the balance. You will receive a quick SMS containing your balance information.	Check balance quickly without an internet connection.
Phone Banking(For Customer Care & Support)	Call +971 2 6811511. After the IVR steps, you can just talk to a representative. Give details about your account, after which you will be informed of the balance.	For direct help from FAB.

1. Check the FAB bank balance online through the official website

FAB provides you with secure access to your account for any web browser. This method of account balance check is best suited to those who want to manage money online on a bigger screen without using an app. You can follow the simple steps below

Step 1: Visit their official website, i.e. www.bankfab.com
Step 2: Click on ‘Online Banking. ’ Select the ‘Personal Banking’ option to continue.
Step 3: Enter your username and password, then click Login to log in to your account.
Step 4: Go to the ‘Accounts’ section. Find the ‘Accounts’ tab in the menu. Click on the account you want to check.
Step 5: View your balance. Your account’s current balance with other recent transactions will appear on the screen.
Step 6: Log out of your account when done. Do not forget to log out, especially on shared devices, to ensure security.

2. FAB bank balance check using the mobile app

FAB Mobile Banking is an excellent option for those who manage an online bank account through an app. Now, you can easily check your FAB balance anytime from your phone! The FAB Mobile App enables you to view your balance and manage transactions on your phone. Quick and safe access to your account is enabled through a secured 6-digit PIN. You just have to follow these simple steps for balance through the mobile app.

Steps to Check Your Balance

Step 1: Download and install the FAB Mobile Application from the App Store (for iPhone) or Google Play Store (for Android).
Step 2: Log in with your customer ID/Debit card number if you are already an app user. New users complete the sign-up process first to create an account.
Step 3: After logging in, you can view your account balance on the apps home page.
Step 4: For details regarding your transaction history, tap on the menu icon and select the “Transaction Log” for all the details.

The app is a compact solution to digital banking. It allows you to view your transaction history, transfer money, and set payment reminders.

3. Check Balance Using ATMs

Apart from online balance checking options, there are many other offline means to conduct a FAB bank balance inquiry. By following these steps, you can easily and securely check your FAB balance at any ATM, staying offline.

Steps to Check FAB Balance at an ATM

Step 1: Visit any FAB ATM nearby.
Step 2: Insert your FAB debit/credit card into the ATM slot.
Step 3: Enter your 4-digit Personal Identification Number (PIN) to access your account.
Step 4: Choose the ‘Balance Inquiry’ option from the menu on the screen.
Step 5: Your account balance will appear on the ATM screen.
Step 6: Print a receipt for a hard copy (if needed). Otherwise, choose to ‘Go Green’
Step 7: Once done with the balance inquiry, don’t forget to receive your card before leaving the ATM.

4. Check FAB Balance via SMS Banking

If you don’t have internet access, you can check your balance quickly using SMS Banking.

Steps to Check Balance via SMS

Step 1: Make sure your mobile number is registered with FAB.

Step 2: Send an SMS in this format:

Type: BAL [Last 4 digits of your account number]
Send to: 2121 (from your registered mobile number).

Step 3: Receive an instant SMS reply with your account balance. Call FAB Customer Support for SMS Banking, if it is not activated

5. Contact customer service

If you prefer to speak to a customer service representative, you can check your balance by calling FAB’s helpline.

Steps to Check Balance via Customer Service

Step 1: Call FAB Customer Support.

Inside UAE: 600 52 5500
Outside UAE: +971 2 6811511

Step 2: Follow the Interactive Voice Response (IVR) instructions or press the required number for the balance inquiry.

Step 3: Enter your account number and PIN for authentication, if asked. Your account balance will be provided over the phone. If you forget your Phone Banking PIN, you can reset it via FAB Online Banking. (Official Website)

6. Check FAB Balance via Payit Wallet App

If you have the Payit Wallet of FAB, you can easily check your balance with the application.

Steps to Check Balance via Payit App

Step 1: Open the Payit app on your mobile phone.
Step 2: Log in using your FAB account details.
Step 3: Tap on “wallet balance”, and you will see your available funds.IN, you can reset it via FAB Online Banking. (Official Website)

This method is convenient for the users of FAB Payit, who use the app mainly for online payments and transfers.

7. Check FAB Balance by Visiting a FAB Branch

If you want personalized assistance, you can check your balance from a FAB branch.

Steps to Check Balance at FAB Branch

Step 1: Walk into any FAB branch during business hours.
Step 2: Bring your Emirates ID along with your FAB debit card for verification.
Step 3: Request for the balance inquiry from the bank representative.

A bank representative will print or tell your current balance after verification.

FAB vs. Other UAE Banks: Balance Check

How easy it is to check bank balances with UAE banks. Let’s make a quick comparison.

Banks	Online Banking	SMS Banking	Phone Banking	Mobile App	ATM Checking	Bank Best For?
FAB	Yes	Yes	Yes	Yes	Yes	Best for SMS and mobile banking
ENBD	Yes	Yes	Yes	Yes	Yes	Strong security features in the app
ADCB	Yes	Yes	Yes	Yes	Yes	Best for online banking
DIB	Yes	Yes	Yes	Yes	Yes	Ideal for Islamic banking customers

FAB Prepaid and Ratibi Card Balance Checking Method

FAB Prepaid or Ratibi Card holders can also have multiple ways to check the balance as per their convenience.

1. Online Balance Inquiry

Go to the FAB Prepaid Card Inquiry Portal.
Provide the last two digits of your card number and card ID with 13 digits.
Click on “Go,” and you can check your balance immediately.

2. FAB Mobile App

Install the FAB Mobile on iOS or Android.
Log in using the account credentials.
Check the balance under “Accounts.”

3. Balance Check ATM

Insert the FAB Prepaid or Ratibi card into any available FAB ATM machine.
Enter PIN and select “Balance Inquiry.”
The balance will be displayed on the screen.

4. SMS Alerts & Customer Support

Activate SMS banking to get your balance instantly.
Call for assistance to 600 52 5500 (UAE) or +971 2 6811511 (International)

Why is it important to check your FAB bank balance?

Knowing your FAB bank balance online helps you to:

Quick updates: You can now instantly check your balance and recent transactions to stay in control of your finances.

Convenient anytime: Knowing your balance is possible anytime and anywhere via mobile app, website, ATMs, or SMS services, 24/7.

Plan expenses: Online balance check helps to work out a spending plan and budgeting.

Avoid overdrafts: Again, this will keep you within the limits of your account and avoid overdraft charges.

Track your spending: Recorded transaction records can help you review and understand expenses.

Improve financial management: Better financial control through an overall check on income and expenditure.

Detect unauthorised transactions: An eye on accounts helps to find out about frauds or unauthorised activity in the account.

Saves time: Avoid unnecessary visits to the branch and the hassle of paper statements; it’s easy to check your balance in just a few clicks.

Quick action: If you observe any odd activity, you can call your FAB Branch or Customer Support immediately to secure your account.

How to open a FAB Bank account?

It is really simple to open a FAB Bank account. You can open any type of account – salary, savings, deposit, or current account – through these three convenient ways

Visit a branch

Go to your nearest FAB branch, reach out to a customer care officer, fill out a set of forms, and finally, submit your application and accompanying relevant documents.

FAB website

It allows you to apply online for any type of account.

Mobile app

Download the FAB mobile app, fill in your particulars, and send the application directly through the app.

Eligibility criteria for opening an account

You are eligible to be an account holder of FAB, Abu Dhabi, if you are:

a resident of the UAE.
at least 18 years old.
bearer of a valid Emirates ID.

Document requirements for opening an account:

To open an account, you will need

Emirates ID (for UAE nationals and residents).
Copy of passport with valid UAE visa.
Salary certificate or proof of income.

How to Register for FAB Online Banking in the UAE?

Opening First Abu Dhabi Bank (FAB) Online Banking is a very quick and simple process. Now with online banking services, one can check balances, transfer money, pay bills, and manage all financial transactions from anywhere.

These are simple steps to register for FAB Online Banking:

Step 1: The Official FAB Website

Open the web browser and in the address bar type www.bankfab.com.
On the homepage, the “Login” button is at the top right-hand corner.

Step 2: Online Banking

From the drop-down menu select “Personal Online Banking (UAE)”.
You will be redirected to the login page.

Step 3: Click on “Register”

Find and click the “Register” option, below the login form.
The registration process will get opened.

Step 4: Details of Your Account

Choose the way you want to register:

Debit Card Number + PIN
Credit Card Number + CVV
Customer Identification Number – CIF
Enter all relevant details and click Next.

Step 5: Verify Your Identity

A One-Time Password (OTP) will be sent to your registered mobile number.
Please enter OTP to verify your identity.

Step 6: Setting Up Login Credentials

Create a user ID (username) and password.
Ensure that the password is strong and secure.

Step 7: Completing Registration

Accept the terms and conditions.
Click on Submit to complete your registration.
A confirmation message will be displayed: “Registration Successful”.

Step 8: Log In to Your Online Banking Account

FAB Online Banking is ready to use!
Go back to the FAB Online Banking landing page.
Access your account using your user ID and password.

How to Use the FAB Mobile App?

The FAB Mobile Application provides a comprehensive solution for managing banking affairs directly from the comfort of your phone. Here a basic guide to assist you in how to use the FAB Mobile App.

1. Download the FAB Mobile App

On iPhone: Tap on the App Store and search for the “FAB Mobile Banking.” Tap on “Get” to install the app.

On Android: Go to Google Play Store, search for “FAB Mobile,” and tap on “Install” to download the app.

2. Register or Log In

Existing Customers

Open the app and select “Already a customer.”
Provide your credit/debit card number or customer number.
Then scan your Emirates ID.
Finally, do a facial recognition scan for identification purposes.

New Customers

Open the app and select Open New Account.
Follow the instructions on the screen to provide your Emirates ID and proceed to sign up.

3. Explore Key Features

Check Balances

You can view your accounts and credit card balances in real-time.

Transfer Money

Transfer funds between your accounts as well as to other beneficiary accounts with ease.

Bills Payment

Settle utility bills and other payments via the FAB Mobile App.

Cards Management

Activate, block, and set spending limits on your FAB debit and credit cards.

Locate Branch / ATM

Locate all the nearby FAB branches and ATMs by using the inbuilt locator.

4. Tips for a smooth balance-checking experience

Enable Face ID or Fingerprint login for quick and secure access. Protect your login credentials and do not share them with anyone.
Regularly update the app on your mobile device to benefit from the most recent features and security updates.
Enable transaction alerts to get instant balance updates and notifications for low-amount balances.

The FAB Mobile App has lots to offer

FAB Mobile App offers secure, comfortable & rewarding banking services. The key benefits of the FAB Mobile App are:

Instant Account Opening – You can embed your accounts through the internet with no paperwork.
Secure Login – With upgraded biometric safety measures.
Easy Fund Transfers – Local and international payments on comparative rates.
Bill Payments – Pay utility bills, thus managing business & expenses.
Card Management – Activate, apply for and manage your debit/credit cards.
iSave – Increase your interest rates on savings.
FAB Rewards – Earn points redeemable for cashback & travel vouchers.
Exclusive Offers – Discounts on top global brands.
User-Friendly Interface – User-friendly app design for users.
Personalisation – Customised themes for Elite or Private Banking users.

How To Check Your FAB Credit Card Balance?

You may check the FAB credit card balance through the following means:

Mobile App

Log into the FAB Mobile Banking App → click on ‘Credit Cards’ → check the balance.

Online Banking

ATM

Insert the card → Enter the PIN → Select Balance Inquiry.

Phone Banking

Call 600 52 5500 (UAE) or +971 2 6811511 (International) → Follow IVR or talk to a representative.

How to Pay FAB Credit Card Bills

There are good ways to pay the credit card bills for FAB:

Mobile App

Open FAB App → Go to ‘Payments’ → select your card → enter amount → confirm.

Online Banking

ATM

Place your FAB debit card in the ATM → select Credit Card Payment and follow instructions.

FAB Branch

Visit any FAB branch, provide card details, and make the payment.

FAB Customer Support

First Abu Dhabi Bank (FAB) offers complete customer services to cater to your banking needs. Feel free to connect or share your concern. Here are the ways to reach the bank:

Official Website: https://www.bankfab.com/

Headquarters: Abu Dhabi in Khalifa Business Park

Telephonic Contact:

Within UAE: 600 52 5500

Outside UAE: +971 2 6811511

Email Support: [email protected]

Social Media Footprints

Facebook: https://www.facebook.com/FAB/

Instagram: https://www.instagram.com/fabconnects/

LinkedIn: https://www.linkedin.com/company/first-abu-dhabi-bank/

X: https://twitter.com/fabconnects?lang=en

youtube: https://www.youtube.com/channel/UCyXhrKqYwuvsvquPuqgSPrA

Final Thoughts

With the help of multiple secure digital solutions to FAB Balance inquiry, such as the mobile app, online banking, and phone banking, checking your bank balance at FAB has turned into quite an easy and simple process. FAB’s services made financial management, like tracking transactions, checking balances, or moving funds, a simple task. For more banking tools, check FAB’s account services, SWIFT codes for international transfers, and all about the latest credit cards offered in 2025. Even managing your banking tools, like activating or deactivating a debit card, is quite smooth. For more details, visit the official website of FAB.

Frequently Asked Questions (FAQs) on FAB Balance Check

Is it secure to view my FAB balance online?

Yes, FAB applies advanced security methods so that your banking online and using mobile banking will always be safe

What do I need to do if I cannot check my balance?

If you are having trouble, you may call FAB customer support at 600 52 5500 from within the UAE or +971 2 6811511 from outside the UAE

Does checking my FAB balance incur any fees?

Not at all! Checking your balance through the FAB Mobile app, Online Banking, SMS Banking, or at FAB ATMs is free of charge.

Can I check my FAB balance while I am outside the country?

Yes, with the help of the FAB Mobile App and Online Banking, you are able to assess your account balance from anywhere using an internet connection.

Is there any application through which I can check my FAB balance?

Yes, FAB has a mobile banking application that provides users the convenience of banking services online on both iOS and Android devices. Using the app is easy. You just have to download and log in, and your balance is shown on the app’s home page.

Am I able to check my FAB balance via SMS?

Yes, if you have enrolled for SMS banking, you can send an SMS with the word “BAL” followed by the last four digits of your account number to 2121. You will receive a reply for your current balance

How can I check my balance at a FAB ATM?

Just insert your FAB debit or credit card into any FAB ATM, enter the PIN, and choose the option of ‘Balance Inquiry’ to view your account balance.

How often is my account balance updated?

Your account balance is updated after every transaction in real-time.

Am I allowed to set alerts for my account balance?

Yes, balance alerts can be set via FAB’s Online Banking or Mobile App for you to receive notifications about account balance.